Loans

Tools

Carrier

Expert Advice

Easy Payment Options

Instructions :

1. Scan the QR code below to make a quick and secure payment.
2. Support us with just a scan! Thank you for your contribution!
3. Use your mobile device to pay instantly.
4. For your convenience, payments are safe and secure.

HOME RENOVATION

A home renovation personal loan is a type of financing specifically designed to help homeowners fund renovations or improvements to their properties.

Apply Here

TRAVEL PERSONAL LOAN

A travel personal loan is a type of unsecured loan designed specifically to help individuals finance their travel expenses.

Apply Here

MARRIAGE PERSONAL LOAN

A marriage personal loan is a type of unsecured loan specifically designed to help individuals finance their wedding expenses.

Apply Here

MISCELLANEOUS PERSONAL LOAN

A miscellaneous personal loan is a flexible type of unsecured loan that can be used for a variety of purposes not specifically covered by traditional loans.

Apply Here

Personal Loan

Get high Personal Loan Eligibility

Before applying for the loan, prepare a Personal plan, know your credit score, decide the loan amount, do some market research on available Personal Loan options, and keep the documents ready.

Common Documents Required

Proof of address & photo identity proof of the promoters, business proof, income proof, partnership deed for partnership firm, articles of association, memorandum of association, board resolution, PAN card, etc.

Criteria for Personal Loan Approval

Applicants should be aged between 21 to 65 years, having business vintage of a minimum of 1-2 years. The minimum business turnover and a minimum annual turnover as per the ITR will be required. The business should be profit-making for at least the last 1 year.

HOME RENOVATION PERSONAL LOAN

A Home Renovation Personal Loan is a financial product designed to help homeowners fund improvement projects without requiring collateral. This type of unsecured loan provides a convenient way to access funds for various renovations, such as remodeling kitchens and bathrooms, upgrading roofing, or enhancing landscaping.Here’s are it's key Features:

Unsecured Financing

No collateral is needed, meaning you do not risk your home or other assets.

Fixed Interest Rates

Many personal loans offer fixed interest rates, which provide predictability in monthly payments and total interest costs.

Considerations

Before taking out a loan, assess your renovation needs, budget, and financial situation. Compare offers from different lenders to find the best terms.

TRAVEL PERSONAL LOAN

A travel personal loan is a type of unsecured loan specifically intended to finance travel expenses, such as flights, accommodations, activities, and other related costs. Here’s an overview of the key aspects of partnerships:

Unsecured Loan

These loans do not require collateral, meaning you don't have to put up assets like your home or car.

Interest Rates

Rates can vary widely based on your credit score, income, and the lender. Since they are unsecured, interest rates may be higher compared to secured loans.

Considerations

Before applying for a travel personal loan, assess your budget and travel plans. Consider whether it's necessary to borrow for travel or if you can save and pay in cash instead. Always compare offers from different lenders to find the best terms and rates.

MARRIAGE PERSONAL LOAN

A marriage personal loan is a type of unsecured loan designed to help finance wedding expenses. This can cover a wide range of costs associated with planning and hosting a wedding, such as venue rentals, catering, photography, attire, and more. Here’s an overview of its key features:

Unsecured Loan

These loans do not require collateral, meaning you won't need to pledge assets like your home or car.

Interest Rates

Rates can vary based on factors like your credit score and financial history. Generally, they are higher than secured loans due to the lack of collateral.

Considerations

Before taking out a marriage personal loan, evaluate your budget and wedding plans. Consider whether borrowing is necessary or if you can save and pay in cash. Always shop around and compare loan offers to find the best interest rates and terms.

MISCELLANEOUS PERSONAL LOAN

A miscellaneous personal loan is a flexible type of unsecured loan that can be used for various purposes not specifically categorized, such as debt consolidation, medical expenses, travel, home improvements, or unexpected costs. Here’s an overview of the key aspects of partnerships:

Unsecured Loan

These loans do not require collateral, so you don’t have to risk personal assets.

Interest Rates

Interest rates can vary widely based on your credit score, income, and the lender. Generally, they are higher than secured loans.

Considerations

Before applying for a miscellaneous personal loan, assess your financial situation and the specific needs for which you’re borrowing. Compare offers from different lenders to find the best rates and terms, and ensure you have a repayment plan in place to avoid debt issues.

Personal Loan Eligibility and Documents

Read on to know the criteria required to apply for our Personal Loan.

Features and Benefits of our Personal Loans

Fulfil Your Finasncial Needs

Personal loans can be a helpful tool for managing your financial needs, but it’s important to approach them thoughtfully.

Fast Disbursal Of Loan

At our company, we pride ourselves on offering fast disbursal of loans to meet your urgent financial needs.

Flexible Tenure

Our loan services come with flexible tenure options tailored to fit your financial situation.

Assignment Of Financial Advisore

Our dedicated financial advisors provide personalized guidance to help you achieve your financial goals.

Stay Protacted

Stay protected with our comprehensive financial solutions designed to safeguard your assets and investments.

Features and Benefits of our Personal Loans

Let's Discuss Personal Loan Eligiblity Criteria's:
Monthly Income	Borrower Shoul be Earning Minimum Rs 30,000
Interest-Rate	10.25% UpTo 50 Lakhs
CIBIL Requirement	700 Or High
Tenure	Between 12-84 Months
Employment	Applican should be Salared Employee Or A Self-Employeed Individual

Required Documents For Personal Loan

Read on to know the criteria required to apply for our Personal Loan.

Documents Briefing

The list of documents to be submitted varies based on type of Desegnation. Submit the following documents to begin with the loan process:

KYC
- PAN Card
- Adhar Card
- Photo
Residence Address Proof
- Adhar Card / Voter Card / Passport / Utility Bill - Any of One
Residence Ownership Proof
- Electricity Bill / Water Bill / Gas BIll - Any Of one
Working Proof
- latest 3 Months Salary Slip / Salary Certificate
- JOb ID Card / Official Mail Id
- Form 16 / Form 26AS
Bank Statement
- Latest 3 Months Salary Accounts Statements

EMI Calculator

Your Desired Loan Amount: Loan Tenure (in Years):

EMI Calculator

Your Desired Loan Amount: Rate of Interest (%):

Flat Interest Rate to Reducing Balance Rate

Flat Interest 20%	Reducing Balance 12%
EMI 30000
Total Interest 30000
Total Payment 30000
Total Savings You will pay 30000 more You will pay 30000 less

Reducing Balance Rate to Flat Interest Rate

Reducing Balance 12%	Flat Interest 15%
EMI 30000
Total Interest 30000
Total Payment 30000
Total Savings You will pay 30000 less You will pay 30000 more

Personal Loan Reviews

4/5

|

All employees and staffs in IQfin are helpful. They are very co- operative and try to clearly understand customer’s needs. I felt very comfortable dealing with them through for my business loan from ICICI bank

4/5

|

4/5

|

4/5