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Home Loan

Unlock your dream home with our flexible Home Loans—competitive rates, easy approval, and terms tailored to fit your financial goals!

Apply Here

Cunstruction Home Loan

Build your dream home with our Construction Home Loan—flexible financing, competitive rates, and tailored support to make your vision a reality!

Apply Here

Balance Transport Home Loan

Transform your mortgage with our Balance Transfer Home Loan—enjoy lower rates and flexible terms that help you save while enhancing your financial freedom!

Apply Here

Home Loan

Get high Home Loan Eligibility

Boost your business with our high Business Loan Eligibility! Enjoy flexible terms and competitive rates that empower your growth—apply today and watch your vision come to life!

Common Documents Required

Proof of address & photo identity proof of the promoters, business proof, income proof, partnership deed for partnership firm, articles of association, memorandum of association, board resolution, PAN card, etc.

Criteria for Home Loan Approval

Meeting these criteria enhances your chances of securing a home loan. It’s advisable to check your credit score and financial documents before applying to ensure you are in the best position possible.

Home Loan

A home loan, often referred to as a mortgage, is a financial product that enables individuals to purchase a home by borrowing money from a lender. Here’s a comprehensive overview of its key features, types, benefits, and the application process:

Interest Rates

Home loans can come with fixed or variable interest rates:

The interest rate remains the same for the entire loan term, providing predictable monthly payments.

The interest rate can change at specified intervals based on market conditions, which may affect monthly payments.

Homeownership

A home loan makes it possible to buy a home, which can be a valuable investment and a place to build memories.

Tax Benefits

Mortgage interest payments may be tax-deductible, providing potential savings during tax season.

Cunstruction Home Loan

A Construction Home Loan is a specialized type of financing designed for individuals looking to build a new home rather than purchase an existing one. Here’s a comprehensive overview of its key features, benefits, and the application process:

Interest-Only Payments

During the construction phase, many loans offer interest-only payments, which can lower your monthly costs while your home is being built.

Pre-Approval

Start by getting pre-approved to understand how much you can borrow and to show lenders that you’re a serious borrower.

Loan Application

Submit your application along with project plans and documentation to the lender.

Balance Transport Home Lone

A Balance Transfer Home Loan allows homeowners to transfer their existing mortgage balance to a new loan, typically with a different lender, to take advantage of better terms, such as lower interest rates. Here’s an overview of its key features, benefits, and the process involved:

Lower Interest Rates

Homeowners can potentially secure a lower interest rate than their current mortgage, which can lead to significant savings on monthly payments and overall interest.

Loan Approval

The lender will review your application and decide whether to approve the balance transfer.

Submit Application

Complete the application with the chosen lender, providing all required details and documentation.

Home Loan Eligibility and Documents

Read on to know the criteria required to apply for our Home Loan.

Features and Benefits of our Home Loans

Fulfil Your Finasncial Needs

Fulfill your financial needs with our tailored solutions designed just for you! Whether you're looking to buy a new home, renovate your space, or consolidate debt, we offer competitive rates, flexible terms, and personalized support.

Fast Disbursal Of Loan

Experience the speed you need with our Fast Disbursal of Loan! We understand that timely financing is crucial, so we offer a streamlined application process and quick approvals.

Flexible Tenure

Enjoy the freedom of our Flexible Tenure options, allowing you to customize your loan repayment schedule to fit your lifestyle.

Assignment Of Financial Advisore

Features and Benefits of our Home Loans Features and Benefits of our Home Loans

Stay Protacted

Features and Benefits of our Home Loans Features and Benefits of our home Loans

Features and Benefits of our Home Loan

Let's Discuss Home Loan Eligiblity Criteria's:
Monthly Income	Borrower Shoul be Earning Minimum Rs 20,000
Interest-Rate	9.05% Starting
CIBIL Requirement	600 Or High
Residence Stay Duration	The Duration of stay in the rasidence of appliocan ahoud be more then 1 year to get Home Loan easily.
Employment	Applican should be Salared Employee Or A Self-Employeed Individual

Required Documents For Home Loan

Read on to know the criteria required to apply for our Home Loan.

Documents Briefing

The list of documents to be submitted varies based on type of Desegnation. Submit the following documents to begin with the loan process:

KYC
- PAN Card (Applicant + Co-Applicant)
- Adhar Card (Applicant + Co-Applicant)
- Photo (Applicant + Co-Applicant)
Residence Address Proof
- Adhar Card / Voter Card / Passport / Utility Bill - Any of One
Residence Ownership Proof
- Electricity Bill / Water Bill / Gas BIll - Any Of one
Income Proof
- latest 3 Months Salary Slip + JOb ID Card + form 16
- ITR + COI
Bank Statement
- Latest 12 Months Accounts Statements
Property Documents
- Latest 10 Year Property paper With Saler Chain

EMI Calculator

Your Desired Loan Amount: Loan Tenure (in Years):

EMI Calculator

Your Desired Loan Amount: Rate of Interest (%):

Flat Interest Rate to Reducing Balance Rate

Flat Interest 20%	Reducing Balance 12%
EMI 30000
Total Interest 30000
Total Payment 30000
Total Savings You will pay 30000 more You will pay 30000 less

Reducing Balance Rate to Flat Interest Rate

Reducing Balance 12%	Flat Interest 15%
EMI 30000
Total Interest 30000
Total Payment 30000
Total Savings You will pay 30000 less You will pay 30000 more

Business Loan Reviews

4/5

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All employees and staffs in IQfin are helpful. They are very co- operative and try to clearly understand customer’s needs. I felt very comfortable dealing with them through for my business loan from ICICI bank

4/5

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4/5

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4/5